Membership, Billing & Cancellation

This policy explains Free and Pro membership, recurring payments, cancellation and refunds.

Free membership carries no recurring membership charge. “Free for life” means no membership dues for the designated Free tier while FundIQ operates that tier; it does not promise perpetual operation or every future feature. We will not convert a Free membership to a paid plan without the member’s express agreement.

FundIQ Pro costs US $99 per month, plus applicable taxes disclosed before purchase, unless a clearly identified offer states otherwise. Pro renews monthly until canceled. Before you provide payment details, we will disclose the amount, billing interval, first charge date, renewal timing and any trial or promotion terms. We will obtain your express recurring-payment authorization before charging you.

You may cancel your membership by emailing info@the-kg.com. Cancellation stops future renewal charges, and your paid access continues through the end of the paid period. We will provide a dated cancellation confirmation. No exit fee or mandatory retention call applies. If we receive your cancellation before renewal, we will not charge you for the next period. We will disclose the renewal date, time and applicable time zone with your subscription information.

Charges for a monthly period that has already begun are nonrefundable, except for unauthorized or erroneous charges, refunds required by law, FundIQ’s failure to provide purchased services, or an expressly stated offer. This policy does not waive statutory withdrawal rights or lawful payment disputes. Event fees and separately contracted services follow their own disclosed policies. You may request review of a disputed charge without giving up your legal rights.

We will give at least 30 days’ advance notice of a price increase, or a longer period required by law. Increases apply only to future billing periods, and you may cancel before the increase takes effect. We will obtain renewed consent where required. We will notify you of failed payments and any planned retry or suspension. We will not impose undisclosed fees or resume a canceled subscription without a new authorization.

Recurring payment authorization: “I authorize Kannan Collective Group LLC to charge the amount and applicable taxes shown at checkout on the disclosed first charge date and each month thereafter until I cancel. I can cancel by emailing info@the-kg.com before renewal to stop future charges. I have reviewed the Membership, Billing and Cancellation policy.”